Posts Tagged ‘Baltimore Bankruptcy’

If you are being sued by a debt collector, make them prove their case! Part Two

Recently, I have successfully defended two defendants in debt collection cases involving old credit card bills.  In each case, my clients (the defendants) either did not remember ever creating the debt or being serviced with the suit papers. In both cases we reached favorable outcomes because we demanded strict proof that could not be provided…

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If you have Federal Loans, what is an IBR, PAYE or ICR?

If you have Federal Student Loans, you may know that IBR means Income Based Repayment. You may also have heard of the PAYE Program, which stands for Pay As You Earn. Or, if you have an older Federal Student Loan, you may have heard of ICR which is the abbreviation for Income Contingent Repayment. These…

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DON’T COSIGN ON THAT STUDENT LOAN OR CAR LOAN DEBT!!

If you are a parent and your child is going off to college, you will want to help your student through these formative years. However, resist the urge to co-sign on you child’s student loans. Here is the reason- 5 or 10 years from now, when you child is between jobs and cannot make the…

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What if I become delinquent on my Federal Student Loans?

Fortunately, if you have Federal Student Loans, you will have options to deal with your delinquency.  However, you will need help from an attorney versed in these options to overcome these problems. First, you will need to cure this default.  There are two ways to do this:  Consolidation and Rehabilitation.  Both of these methods will improve…

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New Maryland Rules for Debtors

Beginning January 1, 2012, if you are being sued by a debt collector, new Maryland rules may help you. The Baltimore Sun reported that Maryland’s Court of Appeals has enacted rules to protect Maryland debtors. Reading the new Rules, at p.4 through 11, it is clear that the Court is reacting to the excesses of…

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Lo Que La Bancarrota Puede Hacer y No Puede Hacer

Lo Que La Bancarrota Puede Hacer La declaración de bancarrota puede: Detener toda la actividad de colección – acreedores ya no pueden llamar o escribir, los juicios pendientes y / o embargos de salarios se detienen. Detener procedimientos de ejecución hipotecaria Prevenir recuperación de un automóvil o de otros bienes, y en algunos casos, obligan…

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¿Que Es Capítulo 7 De Bancarotta?

Hay dos formas diferentes de bancarrota disponibles para las personas con deudas de los consumidores. El primero de ellos es un Capítulo 7 – conocido como “bancarrota directa” o liquidación. Es el tipo más frecuentemente seleccionado de la bancarrota de los deudores, ya que ofrece una manera rápida y barata de obtener un nuevo comienzo…

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Bancarrota- La diferencia entre Capitulo Siete y Capitulo Trece

Cuando clientes vienen a mi oficina para una cita sobre bancarrota, todos quieren archivar una caso de capítulo siete. Todos quieren archivar un capitulo siete porque esta fácil y rápido. Al igual, que sus cuentas pueden ser  eliminadas  aproximadamente en seis meses. Sin embargo, hay tres razónes en la cual usted necesita archivar una capítulo trece: 1.  Si ingreso…

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