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DON’T COSIGN ON THAT STUDENT LOAN OR CAR LOAN DEBT!!
If you are a parent and your child is going off to college, you will want to help your student through these formative years. However, resist the urge to co-sign on you child’s student loans. Here is the reason- 5 or 10 years from now, when you child is between jobs and cannot make the…
Read MoreBail Hearings (Spanish Version)
¡No renuncie su derecho a tener un abogado en su audiencia para fijar la fianza! El año pasado, en el caso de DeWolfe v. Richmond, el Tribunal de Apelaciones de Maryland declaró que los acusados indigentes tienen el derecho de tener un abogado en sus audiencias iniciales para fijar la fianza ante el Comisionado. Después…
Read MoreBail Hearings
Last year, in the case of DeWolfe v. Richmond, the Maryland Court of Appeals ruled that indigent defendants are entitled to a lawyer at their initial bail hearings in front of a Commissioner. After many months of working out the procedure, the Maryland Public Defenders Office started representation in these hearings in July, 2014. An…
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Jeffrey Scholnick: Student Loans 3
Jeffrey Scholnick: Student Loans 2
Jeffery Scholnick: Student Loans
Here are a couple of rules to remember when you are considering Student Loans
If you are a young student caught up in the excitement of going off to college, your hubris may prevent you from seeing the implications of the Student Loans for which you are applying. So, remember these two rules and let them guide you in your decision: 1. Only get Federal Loans; do not sign…
Read MoreWhat if I become delinquent on my Federal Student Loans?
Fortunately, if you have Federal Student Loans, you will have options to deal with your delinquency. However, you will need help from an attorney versed in these options to overcome these problems. First, you will need to cure this default. There are two ways to do this: Consolidation and Rehabilitation. Both of these methods will improve…
Read MoreAre my Student Loans Federal or private?
This is a very important question if you have Student Loans that you still owe. It may have been a long time since you took out the Student Loans or the name of the company to whom you are writing the check may have changed. But, this is a very important question to ask. The…
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