Navigating Insurance Claims after Hurricane Irene- Part II

This is a continuation of a prior post about how to pursue a claim for your damages after Irene.

Below are some other very helpful links from the Maryland Insurance Commission and Commissioner Therese Goldsmith

The Press Release “Frequently Asked Questions After a Weather-Related Loss,” will help you understand the terms of your coverage including the limits of your insurance coverage, the difference between Replacement Cost Value and Actual Cost Value, the definition of Flood coverage, Additional Living Expenses and Downed Trees.

The link for this Press Release is

The Maryland Insurance Commission’s general brochure of “Weather Related Damage,” can be downloaded and printed from:

Finally, the Insurance Commission refers you to the following link from the Maryland Home Improvement Commission to help you prevent being scammed by a repair  company-

The Insurance Commission also refers you to the following cautions from the Maryland Attorney General entitled “Home Repair Scams,”

In the meantime, if you have any questions, you can reach the Maryland Insurance Commission at 1-800-492-6116 or online at

Or, feel free to call my office with any questions, Law Offices of Jeffrey R Scholnick, P.A at 410-494-9944

I hope this information is helpful and best of luck to you.